Estate Planning
Designed around your family. Coordinated across your professional team. Built to last.
MG Financial provides coordinated estate planning for families navigating complex structures and generational transitions.
* We work with a limited number of families. A confidential conversation is where we both determine if there is a fit.
Schedule a Confidential Call
Begin with a private call.
Many estate plans are well-drafted. Few are fully coordinated.
You likely have trusts, beneficiary designations, and insurance in place. On paper, it looks solid. The question worth asking is whether it all still works together. But when these pieces are set up separately, with no one keeping them aligned, a beneficiary designation on an account can end up overriding the intention of the estate plan. At this level of wealth, those gaps compound across generations.
MG Financial sits at the hub of that picture, coordinating every professional, every document, and every detail.
A comprehensive estate plan at this level addresses:
Trust structures
designed for your financial situation, whether a revocable living trust, an irrevocable life insurance trust, or a spousal lifetime access trust
Generation-skipping transfer strategies
that move wealth to grandchildren and beyond, tax-efficiently
Grantor retained annuity trusts
for transferring appreciating assets out of a taxable estate during low-interest-rate environments
Charitable giving vehicles
including donor-advised funds,charitable remainder and lead trusts, and private foundations that align your philanthropic goals with your tax strategy
Annual gifting
coordinated with your broader wealth transfer plan
Beneficiary designation audits
across every account and policy to ensure alignment with your trust documents
Business succession & liquidity
planning for owners approaching a transition
Coordinating the Details That Matter
More than 40 years of work with entrepreneurial families teaches you where estate plans quietly break down. The documents are rarely the problem. The gaps between them are. A trust drafted without input from the investment manager. A policy structured years before the business reached its current value. A plan built around a tax environment that no longer exists.
What we bring to every client relationship:
A full audit of your existing documents, designations, and policies
Coordination with your estate attorney on trust design, including irrevocable, dynasty, and generation-skipping structures
Integration of your investment strategy with your estate plan, with attention to step-up in basis and long-term transfer goals
Proactive gifting strategies, including annual exclusion gifting, 529 funding, and intra-family loans in favorable rate environments
Ongoing monitoring, so your plan keeps pace with the law, your family, and your business
Mary E. Gilligan, Esq.
Mary Gilligan founded MG Financial in 1996 on a conviction that remains the foundation of the firm: a plan is only as valuable as its implementation.
As a Certified Financial Planner with a background in law, Mary combines legal insight with decades of financial planning experience. She reads trust documents, understands the mechanics of irrevocable structures, and speaks the same language as the attorneys and CPAs she works alongside. More than 40 years of experience sit behind the firm she leads.
As CEO and Chief Investment Officer of an SEC-registered investment advisory firm, her approach is direct, thorough, and personal. Every relationship begins with a confidential conversation about what matters most to you and your family, followed by a plan that is actually carried out.
If your estate plan has not been reviewed in the context of your full financial picture, that conversation starts here.
